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Digital Lending 2.0

Lending Tech Stack.
Effortless & Compliant.

The ultimate suite for instant, DLG-compliant disbursals. Unify NBFCs and Fintechs on a single powerful stack for speed, scale, and operational clarity.

48 hrs

Fintech Onboarding

10s

Loan Disbursal

100%

DLG Compliant

Lending Dashboard

Disbursal Success

₹5,00,000 Sent

One Stack. Infinite Partnerships.

NBFCs can now manage all their Fintech partners under ONE Current or Escrow account.

Fast Onboarding

Onboard new Fintech partners within 48 hours or less with pre-approved money flows.

Sub-Merchant View

Fintechs get their own accounts to initiate disbursals, view ledgers, and manage balances.

Smart Approvals

Manage disbursal approvals manually or via APIs with amount-based conditions.

Easy Recon

NBFCs can manage reconciliations and reporting effortlessly - no Fintech support required.

Scale Your Lending
Without the Friction.

Stop managing manual disbursals and disconnected ledgers. Payos Lending Tech automates the entire lifecycle.

10-Second Disbursals

Disburse loans via IMPS or UPI instantly after approval, 24/7, with 99.9% success rate.

DLG Compliant Flows

Built-in flows for direct disbursal from NBFC account to borrower, as per RBI guidelines.

Automated Collections

Automate EMI repayments via e-NACH, UPI AutoPay, and dynamic payment links with real-time recon.

Lending Analytics
Active Fintech Partners 12 Active

Your partner network is scaling efficiently. Total AUM up by 18% this month.

Our Banking & Trusteeship Partners

ICICI BANK

AXIS BANK

YES BANK

VISTRA TRUSTEE

BEACON TRUSTEE

Frequently Asked Questions

Common queries about Digital Lending Tech.

Modernize Your Lending Operations Today.

Join the lending revolution with Payos. Scale faster, stay compliant, and delight your borrowers.