Accept UPI, RuPay, and Netbanking from your Indian customers with No Local Entity and No Overheads. Go live in days and settle globally in your preferred currency.
88%+
UPI Success Rate
100+
Local Methods
0
Local Entity Needed
Settlement Status
Optimized for high-volume transactions with near-zero downtime and native experience.
Seamlessly redirect users to their preferred UPI apps like GPay, PhonePe, or Paytm for 1-tap checkout.
Give desktop customers a familiar QR-based checkout experience. Simply scan and pay without entering IDs.
Power India's subscription economy with recurring payments on UPI. Perfect for SaaS and EdTech businesses.
Best for SubscriptionsComparison of Indian market entry through Payos vs traditional international gateways.
| Feature | Payos India Stack | Standard Global Partners |
|---|---|---|
| Local Payment Methods | UPI, RuPay, Netbanking, BNPL | Only International Cards |
| Success Rates (Auth) | 88–92% (UPI), 85–90% (Cards) | Lower for Indian Cards |
| Local Entity Needed | NO (100% Remote) | Often Required for UPI |
| Pricing & FX | FX-optimized, Competitive MDR | High FX Conversion Fees |
| Compliance | RBI Licensed & Compliant | Limited Support for India |
Accept payments in INR. Payos settles funds in your home currency directly into your overseas bank account.
Fully compliant with RBI’s PACB guidelines. We own the liability and compliance reporting.
Go live in days, not months. Real-time digital onboarding for global merchants.
In-house innovations like Dynamic Routing and Turbo UPI boost success by 35%.
Customer pays in INR
via UPI, Cards or Net Banking
Payos processes payment
Automated conversion at live rates
Global Settlement
Funds settled in your home currency
Global businesses trusting Payos for their Indian market leap.
"Expanding in India was key, but we didn't want to get stuck in compliance. Payos gave us 100+ local modes without needing a local entity."
Praveen Lakhani
Head of Payments, Global Retail
"India is a key market — and Payos helped us meet learners where they are: on UPI, on mobile, without friction. We launched UPI Autopay fast."
Sumit Mehrotra
VP of Product, Educative
Common queries about accepting payments from India.
Join 5 Million+ businesses served by Payos and launch in India today.
RBI Licensed. PCI DSS Level 1 Certified.
